Financial Aid

Financial aid scholarship options

Thrive Online Academy is committed to making Christian education accessible to all families with K-12 students. We accept a variety of state scholarship programs and education savings accounts (ESAs) to help cover tuition costs. These programs allow families to use state-provided educational funds for our online academy. Our administrative team is happy to help families understand which programs may apply and guide you through the application and payment process. Funds range from $4,000 to $30,000 per year, depending on the state as well as if the child has an IEP.

Amounts available in each state/deadlines

Scholarship amounts and deadlines vary depending on the state and specific program. In general, families may receive funding to cover part or all of their child’s tuition for the school year. Each state sets its own eligibility requirements, award amounts, and application deadlines. Families should apply early and submit all required documentation to ensure funding is applied in a timely manner. Our team can provide guidance on what your state offers and help direct families on where to apply.

Missionary family discount

Our team is passionate about Christian education and also about supporting missionary families on the mission field! We provide a 10% discount for tuition to missionary families who enroll their child at Thrive Online Academy as a way to help support your continual work on the mission field. Our founder has worked on the mission field for many years and has a heart to serve missionary kids, so parents don’t need to worry about how their child will get a quality Christian education.

financial aid options

State-by-State ESA / Scholarship Program

Arizona – ESA 

    • Application & Info: Apply & Learn More Arizona Department of Education
    • Requirements: Arizona residents; students with disabilities may need an IEP or 504 plan.
    • Funding: $7,000–$8,000/year (up to $25,000–$30,000 for students with IEPs)
    • Payment Schedule: Quarterly – Aug/Sept, Nov, Feb, May
    • Eligible Students: All non-public school student
    • Status for Thrive: Approved
    • ESA: https://www.azed.gov/esa
Learn More About ESA and Thrive

Utah – Utah Fits All Scholarship Program (UFA)

    • Application & Info: Learn & Apply with Odyssey
    • Requirements: Open to all non-public K–12 Utah students
    • Funding: Up to $8,000/year
    • Payment Schedule: Annual or bi-annual, typically deposited in August and potentially January
    • Eligible Students: All non-public
    • Status for Thrive: Approved
    • UFA: https://www.utaheducationfitsall.org/
Learn more about using UFA with Thrive

Arkansas – Education Freedom Accounts (EFA)

Learn More About Thrive and EFA

New Hampshire – Education Freedom Account (EFA)

Lear More About EFA and Thrive

Louisiana – LA GATOR ESA

    • Application & Info: Apply via Louisiana DOE
    • Requirements: Louisiana residents; includes non-accredited school options
    • Funding: $5,243–$7,626 (up to $15,253 with IEP)
    • Payment Schedule: Quarterly – Q1: Aug/Sep, Q2: Nov, Q3: Feb, Q4: May
    • Eligible Students: All
    • Status for Thrive: Approved
    •  LA GATOR ESA: https://doe.louisiana.gov/topic-pages/louisiana-school-choice/la-gator
Learn More About Louisiana School Choice

West Virginia – Hope Scholarship Program

    • Application & Info: Learn More on Hope Scholarship Site
    • Requirements: West Virginia residents; the program may prioritize students with disabilities
    • Funding: $5,267.38/year
    • Payment Schedule: Bi-annual – Aug 15, Jan 15
    • Eligible Students: All
    • Status for Thrive: Approved
    • Hope Scholarship: https://hopescholarshipwv.gov/
Learn More About Hope Scholarship and Thrive

Florida – Step Up For Students (SUFS)

    • Application & Info: Apply & Learn on SUFS Website
    • Requirements: Open to all non-public K–12 students
    • Funding: $8,000/year (up to $10,000–$34,000 with IEP)
    • Payment Schedule: Quarterly – Late Aug–Mid Sep, Mid Nov–Early Dec, Mid Jan–Early Feb, Mid Apr–Early May
    • Eligible Students: All
    • Status for Thrive: Approved through Family Focused Tutors partnership
    • SUFS: https://www.stepupforstudents.org/
Learn more about SUFS and Thrive

North Carolina – NCSEAA ESA+ Program

  • Application & Info: Learn more and apply via the NCSEAA website
  • Requirements: North Carolina residents with qualifying special education needs and an active IEP or eligibility documentation
  • Funding: Scholarship funds may be used for approved educational expenses including tutoring and specialized educational services
  • Payment Schedule: Funds are distributed through the ESA+ program for approved provider services
  • Eligible Students: North Carolina students with qualifying disabilities or special education needs
  • Status for Thrive: Approved
  • NCSEAA ESA+: https://www.ncseaa.edu/k12/esa/

Wyoming – Steamboat Legacy Scholarship

Wyoming Steamboat Legacy Scholarship and Thrive

Alabama – CHOOSE Act

    • Application & Info: Apply via ClassWallet for CHOOSE Act
    • Requirements: Alabama residents; home education programs capped at $4,000 per family
    • Funding: $7,000/year ($2,000/student homeschooled)
    • Payment Schedule: Annual – July 1
    • Eligible Students: All non-public
    • Status for Thrive: Pending Approval
    •  CHOOSE Act: https://www.revenue.alabama.gov/tax-policy/the-choose-act/
Learn More About Alabama Choose

Iowa – Students First ESA

Learn More about Iowa ESA

Missouri – MOScholars

    • Application & Info: Through Education Assistance Organizations (EAOs) such as Herzog Tomorrow Foundation
    • Requirements: Missouri residents; priority for IEP or low-income
    • Funding: $6,375–$7,650 ($11,156 with IEP)
    • Payment Schedule: Quarterly
    • Eligible Students: IEP / up to poverty-level caps
    • Status for Thrive: Approved
    • MOScholars: https://treasurer.mo.gov/MOScholars/

South Carolina – Education Scholarship Trust Fund (ESTF)

    • Application & Info: Learn more via the SC ESTF Service Portal
    • Requirements: SC residents; approved by the Department of Education
    • Funding: $7,500/year
    • Payment Schedule: Quarterly – late July/Aug, Nov, Feb, May
    • Eligible Students: Income-based
    • Status for Thrive: Approved
    • ESTF: https://sc-estf-program.com/en 

 Folds of Honor Scholarship

  • Application & Info: Learn more and apply via the Folds of Honor website
  • Requirements: Dependents of fallen or disabled military service members and first responders; eligibility requirements apply
  • Funding: Educational scholarships for private school tuition, tutoring, homeschooling, and educational services
  • Payment Schedule: Funds are distributed directly through the scholarship program based on approved educational expenses
  • Eligible Students: K–12 students and qualifying dependents pursuing approved educational programs
  • Status for Thrive: Approved
  • Folds of Honor: https://foldsofhonor.org

New York – Children’s Scholarship Fund (CSF–NY)

  • Application & Info: Learn more and apply via CSF–NY website
  • Requirements: NYC residents; grades K–8; income-based eligibility
  • Funding: ~75% of tuition (up to a set cap)
  • Payment Schedule: Applied to tuition (not direct vendor payments)
  • Eligible Students: Income-based; attending or transitioning to private/parochial schools
  • Status for Thrive: Approved
  • CSF–NY: https://www.childrenscholarshipfund.org/nyc
Learn More About CSF and Thrive

Application form 

For families that want to submit their application fee directly on the scholarship page, you can fill out the form below and we will send you an invoice for the application fee. Once it is submitted, send us a photo of the submission to be able to move forward with the family interview.